Wiffen Financial - Our Services

T THE COREof our values at Wiffen Financial Services is the "Client Experience." We understand the importance of offering a wide variety of services to our clients to ensure that we can create a comprehensive solution that fulfills their financial needs.
To support our vision of the ultimate client experience, Wiffen Financial Services has created a positive environment with a team of financial experts who specialize in many different areas.
This means that our clients can confidently come to Wiffen Financial Services and know that every aspect of their financial future will be taken care of.

RETIREMENT PLANNING We help you develop financial goals based on your values and establish a plan that aligns with those goals.Over time, we monitor the plan through various financial statements and client meetings and redevelop the plan as new life situations arise. With guidance and proper financial planning, you can achieve your life goals and reach financial independence.

ESTATE PLANNING We develop and align a customized estate plan based on your goals and values. We use this plan to communicate with beneficiaries, as requested, and maintain the estate's assets while avoiding probate and minimizing taxation. By establishing estate planning goals, you can transfer your wealth to the next generation or organization of your choice based on your wishes.

EMPLOYEE BENEFIT PLANNING Employee benefits are a key aspect of employee satisfaction. You can increase satisfaction through customized health and dental solutions that are cost and tax effective. By creating incentives to attract and retain quality employees such as retirement planning through payroll deduction, you can add value to your business. You can also help your employees establish financial independence by creating awareness of the benefits of financial planning though group seminars. See Wiffen Group Benefits .

CORPORATE & PARTNERSHIP PLANNING We can help you develop your existing or new shareholder/partnership agreements to provide adequate protection to the shareholders and partners to maintain the value of the company and to reflect your exit strategy. We will also structure tax-effective employee compensation packages to retain valuable executives.

BUSINESS SUCCESSION PLANNING We will work with you to develop business succession goals that align with your values and goals to ensure that your family is taken care of and your business passes in a fair and equal manner. We will thoroughly evaluate your options to reorganize, sell, or wind-up to maintain the maximum value of your business. With proper business succession planning in place, you can maintain family unity while transferring your business from one generation to the next. This maintains the value of your business and leaves a legacy.

PLANNING FOR THE NEEDS OF CHILDREN Working together with all family members we will provide options for asset protection for children and grandchildren through plans that can accept generational wealth through guaranteed insurability. Should your goals involve RESPs as a means of education funding we will provide financial planning to obtain the maximum benefit for all children.

PLANNING FOR THE NEEDS OF AGING PARENTSBy knowing you, your desires and wishes, we will establish a plan to fulfill your needs and goals respectfully in the "golden years". We will assist you in organizing your financial house to provide the most comfort to you. This will include working with family to ensure powers of attorney/wills are in place, establishing an income stream from all applicable sources while minimizing tax, providing solutions for long term health care issues and the evaluation of insured inheritance as a means of wealth transfer.